A lot of New Year’s resolutions fall by the wayside because of the financial cost. The traditional spike in gym membership in January (followed by guilt-paying it every month for the rest of the year) is enough to put many people of making resolutions at all.
But some resolutions can actually save you money, even if they’re not explicitly financial.
Smoking is an increasingly expensive habit. When times are tough, a government’s first port of call is to raise taxes on vices – smoking, drinking and gambling. Smoking will only get more expensive.
The average 20-a-day smoker will save around £3,000 a year just by not buying a pack every day.
But improved health may also reduce prescription costs, hygienist costs (for cleaning nicotine stained teeth) and even cosmetics – non-smokers have better skin. Not to mention energy and dry cleaning bills from having to clean your clothes more often to get the smell of stale smoke out.
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